Myths & FAQs

Reality:

Many families are surprised to learn they qualify for aid. The Washington College Grant has income limits up to $125,000+ for larger families, and federal aid considers many factors beyond income. Always apply - you might qualify for more than you think!

Reality:

Undocumented students in Washington can access state financial aid through WASFA. While they can't receive federal aid, they may qualify for the Washington College Grant worth up to $12,000+ per year, plus institutional aid from colleges.

Reality:

While some scholarships require high GPAs, most financial aid (including grants and loans) is based on financial need, not academic performance. You don't need perfect grades to receive the Washington College Grant or federal Pell Grants.

Reality:

If you're a U.S. citizen or eligible noncitizen, you can receive federal aid regardless of your parents' immigration status. Your parents don't need SSNs to complete the FAFSA if you're eligible.

Reality:

Community college students are eligible for the same federal and state aid as university students, including the Washington College Grant, Pell Grants, and student loans. Many community college students receive significant aid.

Reality:

You should apply for financial aid at the same time or even before applying to colleges. Many colleges have early financial aid deadlines, and you can list schools you're considering even if you haven't applied yet.

Reality:

With preparation, most students complete the FAFSA in 30-60 minutes. Using the IRS Data Retrieval Tool makes it even faster. Our step-by-step guide and document checklist make the process straightforward.

Reality:

You must complete the FAFSA every year you want financial aid. Your financial situation and aid eligibility can change from year to year, so annual applications are required.

Reality:

Grants and scholarships are free money that you never have to pay back. Only loans need to be repaid. The Washington College Grant and federal Pell Grant are both grants, not loans.

Reality:

Private colleges often have large endowments and can offer generous institutional aid. Sometimes the net cost after aid at a private college can be similar to or less than a public college. Always compare financial aid packages.